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Key takeaways
- Citi Flex Loans will let you withdraw particular otherwise all of the readily available Citi credit credit as the financing
- Getting the loans as a beneficial Citi Bend Financing gives a fixed payment per month and you can repaired rate of interest up until the loan are reduced back to complete
- Citi Bend Funds offer numerous positives, particularly maybe not requiring an additional hard borrowing inquiry, however you will need certainly to work with this new numbers to be certain they sound right to suit your problem
Handmade cards provide a handy cure for pay money for everyday instructions, yet there are always situations where you may choose cash.
Brand new Citi Flex Mortgage system will likely be a good replacement for running up an equilibrium on your card to own unforeseen expenditures otherwise taking out credit cards payday loans. Payday loans typically wanted an initial percentage (normally 5 percent of your advance count), and also the money you use begins accruing appeal at good higher adjustable rates away from go out you to definitely with no sophistication several months.
If you’re looking for a far greater alternative, Citi Flex Loans can be worth investigating. This is how Citi Bend Fund operate in behavior, many ideas to make it easier to is an excellent option for your.
What is actually a beneficial Citi Flex Financing?
Citi Fold Finance and you may Area Fold Pay are a couple of applications you to definitely promote cardholders much more versatile payment possibilities and you may repaired terminology compliment of Citi’s Citi Bend Plans.
Which have an excellent Citi Flex Financing, you could take out a loan on the eligible Citi card’s line of credit on a fixed interest. You could regulate how far you need to use and you can accept towards a fixed payment per month New York payday loans and you may repaired interest one persists to the life of the loan rather than doing another type of application or credit check.
Citi Flex Spend, in addition, is actually a flexible commission policy for Citi cardmembers that allows eligible mastercard purchases become paid back throughout the years which have good fixed Apr.
One another Citi Fold Fund and you may Citi Fold Spend is available options after you do an effective Citi Flex Bundle., Citi’s program offering cardholders more flexible payment solutions and you will repaired terminology.
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